Tracine picture

Tracine Umber

Loan Originator

(480) 980-2950
(928) 222-0096
(480) 980-2950
Email Me
205 E Flat Rock Ridge
Flagstaff, AZ 86001

Licensed In:
AZ: LO-1001119

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Welcome to The Mother of Mortgages bio! AKA Tracine Umber! 

Let me ask you 4 questions:

1. Are you tired of throwing your money away on rent?

2. Would you like to find out if you can get a lower interest rate? 

3. Do you reside in Arizona?

4. Do you like saving money, need extra cash or want to shorten your loan term?

If you answered yes to any of these questions, we should talk!

I take pride knowing I can help future homeowners and current homeowners save their hard-earned money on their mortgage loan! I understand the mortgage industry can be intimidating and confusing.  Let me help take the pressure off and guide you through the process and have fun at the same time!

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax, social media or email for personalized service and expert advice.